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Order It Your Way: How to Factory-Order a New Chevy at Valmark (and When to Just Buy Off the Lot)

You've walked the rows. You found one that's close. Same trim you wanted, wrong color, and it's missing the one feature you swore you'd never buy without again. So now you're doing the math in your head: settle, or wait?

There's a third option a lot of San Antonio shoppers never ask about, and it costs nothing to explore. You can factory-order a new Chevy and have it built the way you want it. Same warranty. Same financing. Same incentives at delivery. Just your spec instead of someone else's guess.

Here's how it actually works at Valmark Chevy, how long it takes, and when we'd honestly tell you to skip the order and take one off the lot instead.

What a factory order actually is

A factory order means we submit your exact build, model, trim, engine, paint, interior, packages and standalone options, into Chevrolet's system using one of our allocated build slots. GM schedules it, builds it, and ships it to us. When it lands, it has your name on it. Nobody else can buy it out from under you.

That last part matters more than people expect. A truck sitting on the lot is fair game until the paperwork is signed. An ordered unit is yours from the day it's accepted.

What it is not: a custom shop. You can't order a Silverado in a color Chevrolet doesn't offer, and you can't mix packages the configurator won't allow. You're picking from the factory menu. It's just that the menu is a lot longer than what any single dealership can physically stock.

Order, dealer trade, or buy off the lot?

Path Typical wait Best for Trade-off
Buy from stock Same day Lease ending soon, vehicle just totaled, current-month incentives You take the build that exists
Dealer trade A few days to about two weeks Your exact spec exists somewhere in Texas Limited to what's already built; miles get added in transit
Factory order Roughly 6 to 12 weeks, sometimes longer Specific color, package, or configuration nobody stocks You wait, and pricing programs can shift

We start with the second option, always. Before we ever submit an order, we search live inventory across the region. If your build is already sitting on a lot in Austin or Houston, a trade gets you driving in days instead of months. Ordering is the answer when the search comes up empty.

How long does a Chevy factory order take?

Plan on six to twelve weeks from order acceptance to delivery in San Antonio. High-demand configurations and heavy-duty trucks can run longer. Common SUV builds often come in faster.

The timeline breaks into three stages. First, the order sits until GM assigns it a production week. Then it's built. Then it ships, usually by rail into Texas and by truck for the last leg. We can give you the status code at any point, and we'd rather text you an honest update than leave you wondering.

One seasonal note for anyone reading this in May: order now and you're taking delivery in the thick of summer. That's actually good timing if you're planning a fall road trip, and it's worth building in ventilated front seats while you're at it. Ask anyone who's parked at The Rim in August.

Do I pay more for a factory order?

No. An ordered vehicle is priced the same way a stocked one is. You're not paying a premium for the privilege of choosing your own options.

Rebates and financing offers are the part that moves. Chevrolet's programs change month to month, and in most cases the incentives that apply are the ones in effect the day you take delivery, not the day you order. Sometimes that works in your favor. Occasionally it doesn't. We'll tell you what's on the table right now and what we've seen historically, so you're not guessing.

Do I need a deposit?

Usually yes, and it's modest. A deposit confirms you're serious before we spend a build allocation, and it's applied to your purchase at delivery. Ask us directly about how ours works before you sign anything.

Can I finance or lease an ordered vehicle?

Absolutely. You just finalize the financing when the vehicle arrives, since rates and terms are set at delivery. Trade appraisals work the same way. We can give you a ballpark today and a firm number when your new Chevy hits the ground, because your trade will have a few thousand more miles on it by then.

Which Chevys are worth ordering

Some builds are easy to find in stock. Others practically require an order. Here's where we see it most often.

Midsize and full-size trucks

Truck buyers are the pickiest, and they should be. Cab and bed combinations, axle ratios, tow packages, bed liners, the specific wheel and tire setup you want. A Colorado in ZR2 spec with the color and interior you actually want is a good candidate for an order, especially if you're planning weekends toward Bandera or the caliche roads west of town. Silverado buyers who need a particular payload package almost always end up ordering.

Three-row SUVs

Families ordering a Traverse usually care about two things: second-row captain's chairs versus a bench, and which package brings the panoramic roof and the tow rating they want. Stock rarely lines up perfectly with both. A Tahoe is the same story with an added variable, because once you start pairing engine choices with air ride and trailering equipment, the number of trucks matching your exact list gets small fast.

Compact and small SUVs

These are the ones we can often find without ordering. Still, if you want a specific two-tone roof or interior color on a Trailblazer, or an Equinox in a particular trim with all-wheel drive, an order guarantees it. Neither one takes as long to arrive as a heavy-duty truck.

Building your spec for South Texas

Once you know you're ordering, spend a little time on the option list. Some boxes are worth checking here that a buyer in Michigan might skip.

  • Ventilated front seats. Non-negotiable if you park outside. Leather and Texas asphalt are a rough pairing from May through September.
  • Lighter interior colors. Black looks great and gets hot. Something to weigh.
  • Trailering package with an integrated brake controller. Cheaper as a factory option than adding it later, and it keeps your wiring clean.
  • Surround-view camera. Worth every dollar in the parking garages downtown and near the Pearl.
  • Remote start. Standard on plenty of trims now, but confirm it's on yours. Three minutes of A/C before you get in changes your whole afternoon.
  • Tire and wheel choices. Big wheels look sharp. If you run I-10 and 1604 daily, a smaller wheel with more sidewall rides better and costs less to replace.

When we'd tell you not to order

Ordering isn't the right call for everyone, and we'll say so.

If your lease matures in three weeks, don't order. If you're driving something that's on borrowed time, don't order. If current-month incentives are unusually strong, taking a stocked vehicle today can save real money compared to waiting and hoping the program repeats. And if you're flexible on color and trim, honestly, we can usually find something within a couple hundred dollars of your ideal build sitting in inventory right now.

Hail season is a reason too. Late spring storms roll through Bexar County most years, and an ordered vehicle that arrives in the middle of one is no more protected than any other. Just something to think about if you're on the fence about timing.

Quick answers

Can anyone place a factory order, or do I have to be a repeat customer? Anyone can. Walk in, call, or start online.

Can I change my order after it's submitted? Sometimes, if the vehicle hasn't been scheduled for production yet. Once it's in the build queue, changes usually mean starting over.

Can I cancel? Talk to us early. Policies vary depending on where the order is in the process, so ask before you place it.

Will the vehicle have miles on it when it arrives? A handful, from the assembly line and transport handling. That's normal and it's still a new vehicle.

Start your build with Valmark Chevy

Bring us a screenshot of the build you configured at two in the morning. Seriously. We'll check it against live inventory across the region first, tell you straight whether we can find it or whether an order makes more sense, and give you a realistic delivery window instead of a hopeful one.

Call Valmark Chevy, message us through the site, or stop by and ask for someone who's placed orders before. Browse our new Chevrolet inventory while you're here, and if the exact one you want isn't on the lot, we'll go get it built.

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Fall Chevy Maintenance in San Antonio: What to Check Before the First Cold Front

San Antonio summers don't quit politely. They grind on through September, and by the time October rolls around your Chevy has spent roughly five months sitting in 95 to 105 degree heat, crawling up I-35 with the A/C on max, and baking in a parking lot off Loop 1604 while you ran errands. That kind of season leaves marks. Rubber gets brittle, battery fluid evaporates, oil breaks down faster, and coolant that's been cycling hard all summer starts losing its edge. Fall is the smartest time of year to catch all of it. Cooler mornings are coming, holiday road trips to the Hill Country or out to the coast are on the calendar, and shop schedules are calmer than they'll be in December. Here's what actually matters, what you can skip, and how often each item genuinely needs attention on a Chevrolet. Why does Texas heat shorten the life of car parts? Heat accelerates chemistry. That's the short version. Engine oil oxidizes faster above 200 degrees of sustained operating temperature, battery electrolyte evaporates through the vent caps, coolant additives deplete, and rubber components like belts, hoses and wiper blades dry out and crack. A battery that might last five or six years in Minnesota often gives up after three in Bexar County. Same battery. Different climate. So the maintenance intervals printed in your owner's manual are a starting point, not gospel. Many San Antonio drivers fall under what GM calls severe service conditions: short trips, stop-and-go traffic, high ambient temperatures, dusty roads. If your commute is eight miles down 281 twice a day, your Chevy is working harder than the mileage suggests. The fall checklist, in order of what fails first 1. Have your battery tested (yes, even if it starts fine) This is the number one thing we see in October and November. Summer heat quietly kills the battery, then the first 40 degree morning exposes it. Cold weather thickens engine oil and reduces a battery's available cranking amps at the exact moment the starter needs more of them. A battery that limped through August will strand you in the H-E-B parking lot in December. Ask for a load test. It takes a few minutes, it's usually free with other work, and it tells you the actual cold cranking amps your battery is producing versus what it's rated for. If it's under about 75 percent of spec, replace it now instead of at 6 a.m. on a work day. Our Battery Service team stocks ACDelco batteries matched to your exact model, and the installation includes cleaning the terminals and checking the charging system, because a bad alternator will eat a brand new battery in a matter of weeks. 2. Oil and filter, on the oil life monitor's schedule Every modern Chevy has an oil life monitoring system that tracks engine revolutions, operating temperature and trip length rather than just counting miles. Trust it. When it reads 20 percent or lower, book the appointment. Most Silverado, Equinox, Trax and Traverse owners in town land somewhere between 4,000 and 7,500 miles between changes, with heavy stop-and-go drivers on the short end of that. Use the right oil. Chevy engines built in the last several years specify dexos1 Gen 3 synthetic, and the turbocharged 1.2L and 1.5L engines in the Trax, Trailblazer and Equinox are particularly unforgiving about oil quality because the turbo bearing runs on that oil at extreme temperatures. An Oil Change Service here includes a multi-point inspection, so the tech is looking at your belts, hoses, fluid levels and tire tread while the vehicle is already on the lift. 3. Tires and rotation Rotate every 7,500 miles, or at every other oil change if that's easier to remember. Front tires on a front-drive Equinox wear faster on the outer shoulders. Rear tires on a Silverado wear differently again depending on whether you're hauling. Rotation evens it out and can add thousands of miles to a set. Check pressure in the fall specifically. Tire pressure drops roughly 1 PSI for every 10 degree fall in ambient temperature. When San Antonio goes from a 100 degree afternoon to a 45 degree morning in November, you can lose 5 PSI and trip the low-pressure warning light. Underinflated tires wear the edges, hurt fuel economy and handle poorly in the rain, and October and November bring real rain here. Use the penny test if you want a quick read at home. Tread below 4/32 of an inch starts losing wet grip in a hurry, and hydroplaning on 410 at 65 mph is not the way to find out. 4. Brakes Hill Country driving punishes brakes. So does towing a boat back from Canyon Lake. Listen for a high-pitched squeal at low speed, feel for a pulse in the pedal, and notice if the pedal is sitting lower than it used to. Any of those means it's time for Brake Service. Pads under 3 millimeters should be replaced, and rotors that have worn past their minimum thickness stamp need to come off rather than get turned. Brake fluid matters too, and almost nobody thinks about it. It's hygroscopic, meaning it absorbs moisture out of the air, and moisture lowers the boiling point. GM generally recommends a flush around every 45,000 miles or five years. Cheap insurance on a truck that tows. 5. Coolant, belts and hoses Squeeze the upper radiator hose when the engine is cold. If it feels mushy or crunchy instead of firm and pliable, it's aging out. Dex-Cool coolant in most Chevy models is good for around 150,000 miles or five years, whichever comes first, but a summer of A/C use and idling in traffic is exactly the load that finds a weak water pump or a cracked hose. 6. Wipers, cabin filter, and lights Sun destroys wiper blades. If yours chatter or leave streaks, replace them before the first real storm. Swap the cabin air filter around every 22,500 miles, sooner if you park under live oaks or if cedar season leaves you sneezing behind the wheel every January. And walk around the car once with the lights on. Days get shorter fast after the time change. Chevy maintenance intervals at a glance Service Typical interval San Antonio note Oil and filter change Per oil life monitor, often 5,000 to 7,500 miles Short trips and heat shorten it Tire rotation Every 7,500 miles Pair it with your oil change Battery test Twice a year Expect 3 to 4 years of life, not 5 Engine air filter Around 45,000 miles Sooner on caliche and construction routes Cabin air filter Around 22,500 miles Sooner if allergies bother you Brake fluid About every 45,000 miles or 5 years Critical if you tow Engine coolant About 150,000 miles or 5 years Inspect hoses annually Common questions we get in the fall How much does a Chevy oil change cost? It depends on engine size and whether your vehicle takes full synthetic dexos1, which nearly all newer Chevys do. A 1.5L Equinox uses less oil than a 6.2L Silverado, so the price spread is real. Check our current Service & Parts Specials page before you book, since oil change and tire rotation packages rotate monthly. Do I have to service my Chevy at a dealership to keep the warranty? No. You can have maintenance performed anywhere, and federal law protects that. What you do need is documentation that the required maintenance was performed with parts meeting GM specifications. The advantage of a dealer Service Center is that the technicians are trained specifically on Chevrolet powertrains, the parts are GM Genuine and ACDelco, and any open recalls or software updates get caught while your vehicle is in the bay. How long does a typical appointment take? An oil change with a rotation and inspection usually runs under an hour. Brake work on one axle is generally the same morning. Bigger jobs get quoted before any work begins, always. What if I drive very few miles? Time still counts. Oil degrades sitting still, and a car driven 3,000 miles a year should still get an annual oil change and a battery check. Low-mileage vehicles are often the ones with the worst batteries, because short drives never fully recharge them. Get it handled before the holidays Fall in San Antonio is short and the shop calendar fills up once Thanksgiving travel starts. Book now, get the battery tested, the oil changed and the tires rotated in one visit, and head into the cooler months without a warning light on the dash. Schedule online at valmarkchevy.com or call our service team to reserve a time that works around your day. We'll tell you what needs doing, what can wait, and what it costs, in plain language, before we touch a wrench.

Chevy Trim Levels Decoded: What LS, LT, RS, Z71, Premier and High Country Actually Get You

Every week somebody walks onto our lot, points at two SUVs parked side by side, and asks why one costs several thousand dollars more than the other. Same paint. Same shape. Different badge on the tailgate. That badge is the trim level, and it's probably the single most confusing part of shopping for a new Chevy. So let's clear it up. No brochure language. Just what you actually get when you move up the ladder, and which rung makes sense for the way people drive around San Antonio. What is a trim level, exactly? A trim level is a pre-set package of equipment, powertrain and cosmetic choices that Chevrolet builds a vehicle with. It's not a separate model. A base Equinox and a loaded Equinox share the same body, the same crash structure and, in many cases, the same engine. What changes is the interior material, the wheel size, the screen count, the seat features, the drivetrain options and how much of the tech comes standard versus optional. Here's the part nobody tells you: safety is not the upgrade. Chevy Safety Assist, which bundles automatic emergency braking, forward collision alert, lane keep assist with lane departure warning, following distance indicator and an IntelliBeam high beam, comes standard across the lineup, base trims included. You're not buying protection when you move up. You're buying comfort, capability and convenience. The Chevy trim ladder, bottom to top LS: the honest starting point LS is the entry trim, and it is not a penalty box. You still get the big center touchscreen, wireless Apple CarPlay and Android Auto on most models, cloth seats that hold up fine to Texas summers, and the same warranty as everything else on the lot. If your commute is I-10 to downtown and back, and you want a new vehicle with a payment that doesn't sting, LS deserves a real look. LT: where most people land LT is the volume trim for a reason. This is where you typically pick up things like a power driver's seat, remote start, better wheels, upgraded cloth or available leatherette, heated front seats on many builds, and access to option packages that LS doesn't offer. If someone asks me "what does LT mean on a Chevy," the short answer is: the sweet spot. Comfort features people use daily, without the premium-trim jump. RS: the blacked-out one RS is mostly appearance, and that's fine. Black bowtie, black grille and badging, dark wheels, red RS lettering, sportier seat trim. Mechanically it's usually close to an LT. If you like how a vehicle looks in the parking lot at the Rim on a Saturday, RS is the trim that gets stared at. The Trailblazer RS and the Equinox RS both pull this off well, and the small-SUV RS packages are some of the best-value cosmetic upgrades Chevy sells. Z71 and Trail Boss: dirt-road trims Z71 means off-road hardware, not just stickers. Think all-terrain tires, hill descent control, skid plates, a two-speed transfer case on trucks and body-on-frame SUVs, and tuned suspension. On the Colorado, the ladder runs WT, LT, Trail Boss, Z71 and ZR2, with Trail Boss adding a factory lift and wider track, and ZR2 going full desert-runner with Multimatic DSSV dampers. All Colorado trims use the same 2.7L turbo four, and the higher output version makes roughly 310 horsepower and 390 lb-ft of torque, with a max tow rating right around 7,700 pounds when properly equipped. That's plenty for a bay boat headed to Canyon Lake or a pair of side-by-sides bound for Hill Country trails. Premier and High Country: the quiet luxury end Premier and High Country are where leather, ventilated seats, premium audio, adaptive cruise, larger wheels and real wood or aluminum trim show up. High Country sits above Premier on trucks and full-size SUVs. On the Tahoe, High Country also unlocks the good stuff for long hauls: available Duramax 3.0L turbo-diesel with about 305 horsepower and 495 lb-ft, air ride adaptive suspension, and Magnetic Ride Control. If you drive to Houston or the Valley more than once a month, that combination changes how tired you feel when you arrive. Quick comparison table Trim Main idea Typically includes Best for LS / WT Value Big touchscreen, phone mirroring, Chevy Safety Assist Commuters, work fleets, first new car LT Everyday comfort Power seat, remote start, heated seats available Most families RS / Activ Appearance Dark exterior trim or rugged styling cues Buyers who care how it looks Z71 / Trail Boss / ZR2 Off-road capability All-terrains, skid plates, tuned suspension Ranch roads, trails, towing Premier / High Country Near-luxury Leather, ventilated seats, premium audio, driver aids Long trips, loaded interiors Which trim actually fits San Antonio driving? Our roads and weather push the decision in a few specific directions. Loop 1604 and 281 stop-and-go traffic. Adaptive cruise control is worth more here than horsepower. Look at LT with a driver confidence package, or step to Premier where it's standard. August heat. Ventilated front seats and remote start are not luxuries in a black interior. Remote start shows up early on the ladder. Ventilation usually waits for Premier or RS-with-package builds. Third-row duty. If you're hauling kids and a carpool, the Traverse gives you three rows with a 3.6L V6 making around 310 horsepower and roughly 5,000 pounds of towing, and its mid trims are the value play. Caliche, low water crossings and deer leases. Z71 or Trail Boss. All-terrain tires and real skid plates matter once the pavement ends past Bandera. Hail season. Whatever trim you choose, ask us about covered delivery and protection options. Everybody in Bexar County learns this lesson once. Common questions we get on the lot Is a higher trim safer? No. Core safety tech is standard across trims. Higher trims add convenience-oriented aids like adaptive cruise, HD surround vision and rear pedestrian alert, which help, but the crash structure and standard braking tech don't change. Does trim level change fuel economy? A little. Bigger wheels, all-terrain tires and all-wheel drive usually cost you a mile or two per gallon. A front-drive LT on standard wheels will beat an AWD Z71 on the window sticker every time. Do higher trims hold value better? Generally yes on trucks and off-road trims, where Z71, Trail Boss and High Country badges stay in demand on the used market in Texas. On compact SUVs, mid trims like LT and RS tend to give you the best balance of purchase price and resale. Can I get a specific trim ordered if it's not on the lot? Yes. If the exact color and trim combination you want isn't in our new Chevy inventory, we can search dealer stock or place a factory order. Tell us your must-haves and your walk-away features, and we'll work backward from there. What's the difference between a trim and a package? Trim sets the baseline. Packages add specific groups of features on top of it, like a convenience package or a tow package. Sometimes an LT with the right package equals a Premier for less money. That's exactly the kind of math we're happy to run with you. Come compare trims in person Reading spec sheets only gets you so far. Sitting in an LT and then a Premier back to back, five minutes apart, tells you in about thirty seconds which one you actually want. That's the fastest way to stop second-guessing yourself. Stop by Valmark Chevy, browse our new Chevrolet inventory online, or call ahead and we'll have two trims of the same model parked next to each other and ready to drive when you arrive. Bring your questions. We'll bring the keys.

Buying a Used Chevy Near San Antonio: The Checklist We'd Use Ourselves

Shopping used is smart. It's also the part of car buying where people get nervous, because a shiny paint job hides a lot and a low price can cost you later. So here's the checklist our team actually uses when we appraise, recondition and price a vehicle for our lot. Steal it. Use it on us, use it on the guy selling a truck on the side of Highway 90, use it anywhere. Start With How You Actually Drive Around Here Before you look at a single listing, be honest about your week. Someone commuting from Converse to downtown on I-35 every morning has completely different needs than a contractor running FM 78 with 4,000 pounds behind them. Heat matters too. San Antonio summers cook batteries, tires and A/C compressors, and a used car that was garage-kept in a cooler climate will often look better under the hood than one that baked in a caliche driveway for eight years. Rough guide: Long highway commutes: higher mileage is fine. Highway miles are gentle miles. Prioritize tires, brakes and a clean maintenance record over the odometer number. Family hauling and school runs: look hard at second and third row condition, LATCH anchors, rear A/C vents and whether the infotainment supports wireless Apple CarPlay. Used SUVs like the Equinox, Traverse and Tahoe cover most of this market. Towing or hauling: check the actual trailer package, receiver, wiring and axle ratio, not just the badge. Our lineup of Used Trucks ranges from half-ton Silverado 1500s to heavy duty crew cabs, and the spread in real towing capacity between two similar looking trucks can be several thousand pounds. Business use: if the truck is a tool, not a toy, price it like equipment. Upfits, ladder racks and gooseneck prep move the needle. Start with Commercial & Work Trucks. Fuel budget: if you're driving 1,200 miles a month, gas is a real line item. Some shoppers land on a used four cylinder, others end up cross shopping New Electric & Hybrid Vehicles once they run the numbers. Used or Certified? Know What You're Paying For A regular used car is sold as-is unless there's remaining factory coverage. A certified one carries manufacturer-backed protection, and with Chevrolet that means real, specific coverage instead of a vague promise. Here's what Chevy certification includes: Item What You Get Inspection 172-point inspection and reconditioning before it's listed Powertrain warranty 6-year / 100,000-mile limited coverage from original in-service date Bumper-to-bumper 12-month / 12,000-mile limited warranty Eligibility Generally within 6 model years and under 75,000 miles History CARFAX vehicle history report included Extras Two included maintenance visits, 24/7 roadside assistance, 3-day / 150-mile exchange Is the premium worth it? If you plan to keep the vehicle past 100,000 miles, usually yes. One transmission repair costs more than the certification bump on most vehicles. We break the math down further in our piece on Certified Pre-Owned Vehicles. If you're buying an older, cheaper commuter and you have a mechanic you trust, a well-documented non-certified car can be the better value. Both answers are legitimate. The 10-Minute Walkaround Do this in daylight. Not at dusk, not under showroom lights, and not in the rain, because water hides swirl marks and panel mismatch. Stand at the corners. Sight down each side. Ripples in the reflection mean bodywork. Check that the gaps between hood, fenders and doors are even. Tires. All four should match in brand and tread depth. Uneven inside wear means alignment or worn suspension. Check the DOT date code; tires older than six years are hard, even with tread left. Under the hood, cold. Look for crusty residue around hose ends, a coolant reservoir that's dark instead of clean, and oil sludge under the fill cap. Fluids. Transmission fluid should be red or pink, not brown. Brake fluid should be honey colored. Inside. Sniff. Musty means water. Pull the trunk mat and check the spare well for rust or silt. Electronics. Every window, every lock, the sunroof, the rear defroster, the backup camera, the heated seats. Run the A/C on max for five straight minutes and check that vent air stays cold. Texas will find that weakness in July if you don't find it now. Wear vs. odometer. A shiny 60,000-mile car with a worn brake pedal pad and a polished steering wheel is telling you something. The Test Drive That Actually Tells You Something Fifteen minutes around the block proves nothing. Get the vehicle up to 70 on a stretch of I-10 or Loop 1604 and feel for vibration in the wheel or the seat. Find a rough section of city street and listen for clunks over expansion joints. Brake firmly once from about 45 in a clear lot; the pedal should stay high and the car should stop straight. Merge hard from an on-ramp and pay attention to how the transmission shifts under load. On a truck, do all of that, then park it on an incline and check for driveline shudder pulling away. Turn the radio off for at least part of the drive. You're listening, not commuting. Texas Paperwork and What It Really Costs The sticker isn't the total. Budget for these: Motor vehicle sales tax: 6.25% in Texas, calculated on the sales price or the standard presumptive value, whichever the state applies. Title application fee: around $33, varies slightly by county. Registration: roughly $51 base for passenger vehicles, plus local county fees. Inspection replacement fee: Texas ended annual safety inspections for most passenger vehicles in January 2025, but there's a program replacement fee collected at registration. Emissions requirements vary by county, so confirm current rules with the TxDMV for Bexar, Guadalupe or Comal. Buying from a dealership means the title work gets handled for you. Buying private party means you're the one at the county tax office with a signed title, Form 130-U and proof of insurance, and if the seller's title has a lien that was never released, that's now your problem. Questions We Get Asked Every Week How many miles is too many on a used car? There's no hard cutoff. Condition and service history beat the odometer almost every time. A 90,000-mile Silverado with documented oil changes every 5,000 miles is a better buy than a 45,000-mile car that skipped three services. For financing purposes, though, lenders often get stricter past 100,000 miles and on vehicles more than 10 model years old, so that's where the practical ceiling usually sits. Should I get a pre-purchase inspection? On a private-party purchase, always. On a certified vehicle, the 172-point inspection and included warranty cover the ground an independent shop would. On a non-certified dealership car, ask for the reconditioning records, and ask what was replaced. What credit score do I need to finance a used car near San Antonio? Buyers above about 700 typically see the strongest rates. Below that, approvals still happen every day here, usually with a larger down payment or a shorter term. Getting pre-approved before you shop tells you your real budget instead of your hoped-for one. Is it cheaper to buy used or lease new? Monthly, a lease often looks cheaper. Over five or six years, a used vehicle you own outright almost always wins, because you eventually stop making payments. If you drive more than 15,000 miles a year, used is usually the clearer choice. How much should I put down? Twenty percent is the old rule and it still works. It keeps you from going upside down while the vehicle takes its steepest depreciation. Ten percent is workable on a certified vehicle with a shorter term. Come Look at One in Person Photos flatten everything. Sit in it, run the A/C, drive it on a road you know. Browse the used and certified inventory at Valmark Chevy online, then come see us with this checklist in hand and ask us the hard questions. Bring your trade for a free appraisal while you're here, and if you want numbers before you drive over, start a pre-approval on our site and we'll have your options ready when you walk in.