Used Truck Financing in San Antonio

Owning one of the best used trucks for sale in San Antonio is easier than you think. Pickup trucks are rapidly becoming America’s best-selling vehicle. Owning a heavy-duty truck has become a part of the culture in states like Texas, where drivers consider them a necessity for commuting on country roads, mud, hilly terrain, and worksites. These powerful machines are not only reliable but incredibly versatile, making them perfect for hauling equipment and passengers, towing a trailer, or running errands around town. In cities like San Antonio, drivers see heavy-duty trucks no differently than luxury and sports vehicles, thanks to their spacious interior and rugged, grizzly exterior.

However, buying a new truck in this day and age can be an expensive venture. Many buyers often opt for entry-level models without additional or luxurious features to make their purchase more affordable. San Antonio used trucks present drivers with not only more affordable options but also more variety in terms of performance, make and model, luxury, and safety features. However, with a sea of options available, choosing the right one can be overwhelming, especially for first-time buyers.

To make your purchase journey easier, we’ve compiled a list of the best used trucks to buy in San Antonio, Texas. We’ll also share everything you need to know about used truck financing and trade-in.


Used truck financing is different from financing a Camry or a Mustang with interest rates usually between 8-30% due to high payment failure rates. However, some lenders in San Antonio offer loans for used trucks since they’re generally cheaper than new trucks, and therefore, carry relatively less payment risk, especially if buyers put in a good down payment. Your credit score and financial history are the most important factors lenders consider in the loan application. However, having a poor credit score shouldn’t necessarily be a deal-breaker. There are great dealerships in San Antonio that can still offer you a good deal for a used truck.


Used truck trade-in is a common practice in the Lone Star state as thousands of drivers trade in their old trucks for an upgrade or switch to a different vehicle type. However, the value of your truck or car depends on its condition, mileage, and current market prices. The technicians at the dealership you visit will evaluate everything and estimate its value. You can use this amount to serve as a down payment when upgrading to a new or better used truck.


  1. Chevy Silverado 1500 – The Chevy Silverado 1500 is a powerful and versatile truck you can use to haul heavy equipment, tow a trailer, or go on off-road adventures. Depending on the model and condition, you can still get a few good years out of them due to slower wear and tear as compared to cars and SUVs. By opting for a used Silverado, you can also get the limited or premium trim at an affordable price. While new trucks will usually offer you the latest technology, older models aren’t too far behind in terms of tech and safety features.
  2. Chevy Silverado 2500HD – The Chevy Silverado 2500HD is among the biggest heavy-duty used trucks for sale in San Antonio. Due to immense versatility, you can configure it according to your horsepower, bed size, towing capacity, and cabin room requirements. Models between 2015-2020 have all the modern bells and whistles to get you around town for work, such as an advanced camera system and safety features, infotainment system, storage compartments, and a spacious/luxurious interior.
  3. Ram 1500 – Owning any used Ram 1500 model between 2014-2021 can offer many advantages for buyers looking for an affordable truck with great tech and safety features, a top-notch interior, and inexpensive repairs and spare parts. The Ram has remained pretty much consistent in terms of design over the years that just shows how durable and reliable this truck can be.
  4. GMC Sierra – GMC trucks are known for innovative technology, immense capabilities, and less depreciation due to premium-quality parts; this is the main reason the GMC Sierra is often the go-to choice for Texans looking for a used truck for sale in San Antonio with luxury refinements. While there’s nothing wrong with buying a new one, opting for a pre-owned GMC Sierra can easily save you up to $20,000, depending on the model or trim you’re considering.
  5. Ford F-150 – And finally, we have the Ford F-150, America’s best-selling truck for the last four decades. The F-150 lineup offers options for any type of buyer in terms of seating capacity, horsepower, interior amenities, and bed size. More importantly, it is one of the most affordable options in the market right now, and you can get higher-end trims at bargain prices easily.


At Valmark Chevy, we have a large selection of used trucks for sale in San Antonio in excellent condition. No matter what truck you have in mind, in terms of the price range, performance, functionality, and size, we’ve got the perfect fit for you. So, feel free to get in touch with us anytime for more information.